Bankvaults is a playful right-hander in the heart of the Mentawai's famous Playgrounds zone—a wave that rewards smooth, flowing surfing with multiple linking sections. The reef setup creates a series of workable walls that connect when the swell direction and tide align, offering opportunities for big carves and occasional tube sections. It's less intense than nearby Lance's Right or Macaronis, making it an excellent option for intermediate to advanced surfers looking for quality waves without the hectic crowds or heavy consequences.
Model forecast for swell, wind and tide.
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Water temp
28°C
Wetsuit
Boardshorts / Rashguard
Difficulty
7/10
Crowd level
3/10
Access: Boat charter from Padang. Part of Playgrounds area.
Bankvaults is a reef break in Mentawai, Indonesia, that mostly breaks right.
Bankvaults picks up swell from the SSW round to the WSW, and it's best when it's coming straight out of the SW. It starts working at around 1m and handles up to about 3m, with the sweet spot around 1.9 to 2.5m. Period matters too: aim for 14s or longer, as anything under 10s tends to be weak. These are the numbers our scoring uses, so treat them as a guide rather than a promise.
An ESE wind is dead offshore at Bankvaults, and anything from the E round to the SSE keeps it clean. The morning is typically the best window, roughly 6am to 11am. Light winds from other directions can still be fine; strong offshores can make it hard to get into waves.
Bankvaults is at its best around mid tide, roughly 0.5m to 1.5m on the local chart.
The most reliable run of swell at Bankvaults comes Apr to Oct. April-October dry season. SE trades offshore.
The water at Bankvaults averages around 28°C, so boardshorts or a rashguard will do. It shifts a few degrees through the year, so check the season before you pack.
Not really. It's rated 7/10 for difficulty and suits experienced surfers. The lineup is usually quiet (crowd 3/10). Remote location. Shallow reef sections.
The nearest airport on our list is PDG. From there you need a boat to reach the break (we estimate around $200 USD, but confirm with an operator). Boat charter from Padang. Part of Playgrounds area.
The closest breaks we track are Beng Bengs (1.3 km), Stormrider (5.9 km) and Macaronis (17 km), handy when Bankvaults isn't working. We track 7 spots around Mentawai in total.
Peak: Apr-Oct
April-October dry season. SE trades offshore.
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